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Peer-to-peer lending is A form of crowd-funding used to climb loans for citizenry who need to borrow, from citizenry who want to invest.
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Which is an example of peer to peer lending?
The paper addresses one kind of crowdfunding that enables individuals to borrow and lend money without the use of the intermediary. The method is called peer-to –peer lending. There are several methods addressed; others range from technology, and the challenges faced starting up strategies discussed.
How are canons of lending used in finance?
They are known as “Canons of Lending”, which all lenders apply when examine information and some extra data, which are relative to lending proposition, in details. There are many points to be covered during assessing so lenders use a mnemonics to check if they looked at all areas.
How are rents used in the lending proposition finance?
In case if block of flats or hotel (anything which give the rental income) have been given as security, receiver will be appointed by lender to collect rents. Theses rents will be used to pay the receiver fees, running the business, towards to insurance of property as well as towards to capital and interest as regards to loan.
How does a bank assess a lending proposition?
To assess any lending proposition banks can use the set of good lending principals. They are known as “Canons of Lending”, which all lenders apply when examine information and some extra data, which are relative to lending proposition, in details.
Last Update: Oct 2021
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